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Friday, October 2, 2009

Very Cheap Car Insurance: Four Guaranteed Ways


1. You can reduce your car insurance premium by positioning yourself for a multi-vehicle discount. You can only do otherwise if the sum of your rates across various insurers is less than what you'll get with a multi-vehicle discount if you buy from one insurer. Doing some shopping and then comparing with what you'll save with a multi-vehicle discount is an easy way to know for sure if this serves your best interest. Insuring more than one car with the same insurer will always give a good discount.

2. Having more than one policy with one insurance carrier as well attracts a considerable discount. That is, for instance, if you get an auto insurance policy from the very carrier which covers your home owners' insurance.

Nevertheless, I must point out that you may NOT save as much as you might by switching. It is worthwhile that you get and compare quotes. You'll be certain of the right option for you when you take this step.

3. Staying claims-free will result in a good driver discount. But remember that not all providers give this discount.

If your insurance carrier is one of the few who don't offer this discount tell them clearly that you'll switch to another insurance carrier. In fact, you should leave them because you will certainly get a better offer with another company if you've kept a claims-free status for this number of years.

Most insurance providers will do everything possible to be certain they don't lose you and this should result in a concession from them.

4. You will save a lot of dollars by visiting not less than 5 quotes sites. If you do this, you will increase your chances of getting the lowest auto insurance quotes possible as five sites will return up to 25 quotes altogether.

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